Pet insurance – Money Advice Service

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Your pet, whether it’s a dog, a cat, a budgie, or a rare and exotic lizard; at some point in it’s life it’s going to need taking to the vet. Pet insurance could save you money.

The Money Advice Service is set up by government and offers free and impartial advice, tips and budget planners for all life’s money matters . We’re here to help you make better financial decisions.

TRANSCRIPT:

Your pet, whether it’s a dog, a cat, a budgie, or a rare and exotic lizard; at some point in its life it’s going to need taking to the vet.

The cost of veterinary healthcare varies greatly depending on the type of animal, what goes wrong with it and for how long it’s unwell, which is why in some cases pet insurance could save you money.

The sorts of thing that most insurance will cover include:
• dental treatment
• vetinary fees while abroad
• finding your pet if it goes missing, and
• replacing it if they’re never found.

Your policy should also cover the cost of having your pet put down, and giving it a burial or cremation.

Be sure to buy your insurance while your pet is young and healthy, and be aware that you still have to pay for regular treatment that isn’t covered by insurance, such as annual vaccination jabs, because if you don’t, then your insurer will not pay out in the event of a claim.

You’ll need specific insurance for working animals, such as guide dogs, so be sure to get the right cover, as pet insurance policies can be difficult to transfer in some cases.

If you’re a dog owner and your pet is likely to get itself into a spot of trouble, then it might be an idea to get personal liability cover.

By becoming a member of the Dogs Trust you can benefit from free third-party insurance, covering claims up to one million pounds, which may well come in handy should your dog decide to dig up your neighbour’s prize-winning garden and injure itself in the process.

To find out more, visit the website.